By entrusting InterCap Wealth with your wealth management you can leave the necessary decisions to experienced financial consultants with the certainty that your assets are being managed in your best interests by conscientious professionals. In wealth management, the ever-increasing complexity of financial markets and the speed at which they react call for extensive expertise and close attention at all times. When our clients provide us with a management mandate, they benefit from the know-how of an experienced and professional team of registered representatives.

Defining your risk tolerance

The first and most important step in wealth management is to define your individual needs and objectives as accurately as possible. At this stage, your representative will review your specific situation together with you, taking into account your investment horizon, future cash flows and risk tolerance. In managing your assets, we invest in the right mix of different investment instruments and categories to ensure that the risk/return profile of your portfolio is perfectly tailored to your personal needs.

Portfolio Management

The aim of our investment philosophy is to ensure the sustainable long-term development of your assets. Once your individual targets and constraints have been defined, we can set about implementing the appropriate investment strategy. In order to determine the global asset allocation, we use quantitative models to pinpoint the future trends of the key macroeconomic variables. Stock selection is the next step, after an in-depth financial analysis of companies. Whatever type of portfolio is selected, however, it obviously does not remain static but is constantly adjusted to changing market conditions.

Execution

The representatives at InterCap are responsible for translating your risk tolerance and investment objectives into a workable portfolio. We don’t want simply to preserve assets; we want to ensure their growth. We accomplish this by

• Systematic asset creation as part of an individually defined investment profile
• Careful, ongoing monitoring and management of your invested assets
• Regular and transparent reporting

Your InterCap representative will periodically review your portfolio with you, in order to report on the results achieved and check whether your personal situation has changed and if the current objectives need to be adjusted.